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whole and total package. for years i have said, to have a growing economy and a just social environment, we needed to make as americans, critical investments. you hit three of those critical investments. you talked about research. absolutely critical investment in the future growth of the economy, and to solve today and tomorrow's problems. that's research, most of which, interestingly, is funded directly by the federal government, by the national institutes of health, darpa or one of the other federal agencies or indirectly through the research tax credit that we provide for businesses to engage in research. so research being one of the investments that lead to economic growth. you mentioned the second one, very interesting, and that's education. well-educated work force will be competitive across the world. that is the most critical investment. again, a role for the federal government, certainly a role for states and local governments, but a role for the american society that cannot be ignored. research education. and you drew it very, very correctly, and that is the manufacturing tha
, in a safe way, in a way that helps the environment, in a way that helps the economy and the local community and all of the above. but we've been an entitlement -- in entitlement processes around the country that have taken over 20 years. so if you think about projects -- and we're in one right now that i won't name exactly where it is, but it's been over 20 years. we have a project down in tampa, florida, that took us 21 years to open. so it's now the most successful shopping center in that region. it's created at least 3-4,000 permanent jobs. a huge spin-off and a huge catalyst for all kinds of growth. but why should it take us 21 years to do something that's really good? and i think that's the problem. you know, regulation is necessary, but regulation has to have its place. there has to be a balance. and, you know, sort of determining the size of government, a lot of people have said, it should be the people's will, but it doesn't feel that way. and bigger is not always better. and, you know, the idea of a faster and smarter government, you know, i said earlier is really sort of like an o
don't know. you can't ignore the complex interplay between biology and environment when it comes to this illness. >> what about the ethnic factor? we always talk about the irish or the native american indians. is it lack of tolerance? what's the terms? is there a term for it? is there legacy? >> no, no, no. there's a genetic factor and there's an environmental factor. but the bottom line is we know how to deal with this. prevention, prevention, preen. nine out of ten addicts started when they were teenagers. if the brain is still developing and you hijack it with the use of experimentation of marijuana, drugs, you're -- >> you don't like these laws legalizing marijuana. >> no, i don't. i think we need the public health community to be -- weigh in here because we already know what the liquor industry and the tobacco industry have done to our country in targeting kids. and so we need to be mindful and not rush into this -- >> like joe camel, that kind of stuff. >> exactly. joe camel. liquor stores are in places where you know that there are people who are going to abuse liquor and
into the international environment, which makes it more complex, but let me use that as a segue. we know and hear about economic impact repeatedly, but who speaks for the environment, and how can we keep that the boys drowned out as a difference for -- voice from being drowned out as a result of a difference of relationships? how do we close the cycle of latency and try to understand where we need information? >> let me start with a comment you made, which i found to be fascinating, that there is between a $11 and $30 for every dollar spent. an ounce of prevention is worth every cure. that is a 16 fold ratio. we know that. our policy has to put that in place. we need a baseline. of course we do. the only thing forcing the baseline is smart companies, and they may as well get a baseline, because they will show we started which dirty water, but there are no resources to get the baseline. we know we need to drill the northeast over the next couple days. -- decades. we need that baseline. we need it desperately, and we needed for human health as well. lots of different communities have different kinds of d
't ignore the interplay between biology and environment. >> what about the fact that we talk about the irish or the native american indians. is it a lack of tolerance? is there a term for it? >> no, no, no. there's a genetic factor and an environmental factor. but the bottom line is we know how to deal with this. prevention, prevention, prevention. nine out of ten addicts started when they were teenagers. if the brain is still developing and you hijack it, you're permanently -- >> you don't like these laws legalizing marijuana? >> no, i don't. i think we need the public health community to weigh in here. so we need to be mindful, and not jump into this. >> like joe camel and that kind of stuff. >> exactly. liquor stores. liquor stores are places where people are going to abuse liquor and have easy access. >> this is too hot. the hottest topic in this country right now is gun safety. your family has been victimized. because of your family being victims, we are all victims. what is your feeling? >> it's not just the person that's killed, like my uncles. it's the whole family. so my father surv
regulated environment. so we take you quickly through a few studies that we've done that i think shows some very consistent patterns with firearms selzer accountability measures and the diversion of guns to criminals. the first one we published in 2009 was a study where we took the atf data from the 54 cities that had done comprehensive trace practices, had been in place in those cities. we looked at the state gun laws and we did a survey of state and local agencies to see what practices they engaged with respect to the oversight of licensed gun dealers and we did some regression analysis we control for a number of factors including other state done laws, gun ownership proxy's and the proximity to other states with weak gun laws. what we found is when you just looked at the states having strong gun dealer registrations by itself, it actually did not affect the diversion of guns to criminals. it was only having those in concert with a practicing those agencies of regulatory audit inspections and oversight of the dealers which i think it's quite interesting and important. we also found states
interest level in this environment. you have to wonder if the bank isn't holding on to your loan to maintain that high level of interest. i wonder if the might be worth your while to try to go to another bank and not refinance with the same company. it has become a much more difficult circumstances to get a mortgage because the banks are still recovering from all the bad loans that day made during the real estate mania. host: this idea of the debt to income ratio. that was something richard cordray talked-about. this is from american hero joe. explain this issue for us. guest: this goes to the heart of the ability to repay the loan. we do not want people taking on loans that they cannot afford to repay. 43% is the outside level. if your mortgage debt sure other debt -- car loans, credit cards -- exceed 43% of your growth or pre-tax income, then that is too much. that is a loan that is becoming too onerous and you might have trouble repaying. anything below 43% is acceptable as a qualified mortgage. anything above that starts to get into the territory of you are not having enough
and it just -- being in the environment, it made me, you know, want to be more involved in the other aspects of my physical health. >> that's when you started getting into working out. is this book for mere mortals? we joke about it. we see you at "in the club." our results may very. you're pretty in shape. >> when they call me machine they're making fun of me. >> oh, they are? >> yes. the book is for the average person to -- person that's a little more advanced. there's two different programs in there. it's a six-week program. it has diet involved in it. a lot of times people get the training right and not implement the right diet and so they don't see the results they're actually looking for. >> a lot of people have notions about the rap lifestyle. not everyone immediately thinks this is the healthiest lifestyle. something you take on right away in the book. you write you might legitimately ask, who are you to preach fitness? aren't you the guy who dropped joints like high all the time? >> comfortable with that fitness and everything else i wrote in the album, all the dysfunctional behavio
Search Results 0 to 11 of about 12 (some duplicates have been removed)